Where can i get the software for a smartcart/chip reader writer?

One of our most popular items on DirectVoltage.com is the smartcard/chip reader/writers.  This item comes with ONLY the device drivers for your pc to connect to the device. The actual software that does the reading and writing is not included. This post will be a list of resources available free and paid that should work with the device.  I will try and keep this list updated periodically. If you have any suggestions or favorites that work for you please add them to the comments. I will add all relevant comments to the master list. Thanks!

Paid:

Advanced Card Systems Ltd – A leader in the smart card industry.

CardLogic – Offers a wide range of reader/writers and software.

Kanda.com – Programmers, chips, boards, Development

Free:

SCard SOFT – Great resource with paid and free software.

Java Smart Card Explorer –  A cross-platform, graphical, low level (APDU) smart card tool aimed to help developing of smart card applications and understanding of ISO-7816 protocol.

APDUscanner – APDUscanner is a small program to explore ISO-7816 smart cards.